Independence from Experian
ExperianLoansUSA.com is an independent loan-matching and education service. We are not Experian and are not affiliated with, endorsed by, or sponsored by Experian Information Solutions, Inc. Experian® and No Ding Decline™ are trademarks of their owners, used here only to describe their products. Read our disclosures.
When you submit a request on this site, your information goes to lenders in our network, not to Experian. To use Experian's own loan marketplace, go directly to Experian's official website.
We are not a lender
We do not make loans or credit decisions. Lenders set all loan amounts, APRs, fees, and repayment terms, and may verify your information and check your credit before approval.
Advertiser disclosure
Lenders in our network may compensate us. This does not affect the cost of your loan or our editorial content.
APR and loan terms
APRs for personal loans in our network typically range from about 8% to 35.99%, with terms from 3 to 36 months; some state-licensed lenders may charge higher APRs where permitted. Representative example: $2,000 at 24.00% APR for 12 months = 12 payments of about $189.12; total about $2,269.44.
State availability
Loans are not available in all states, and terms vary by state law.
Military Lending Act
Covered service members and dependents are protected by the MLA, which caps the Military APR at 36%.