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Effective September 24, 2026. By using ExperianLoansUSA.com, you agree to these terms.

Our service

ExperianLoansUSA.com is a free loan-matching and education service. We are not a lender or a credit counselor, and we do not make credit decisions. We do not guarantee that you will receive an offer or any particular terms.

Not affiliated with Experian

We are not affiliated with, endorsed by, or sponsored by Experian Information Solutions, Inc. or its affiliates. References to Experian products are for descriptive and educational purposes.

Your responsibilities

You agree to provide accurate information, to be at least 18 years old and a U.S. resident, and to use the site lawfully. You authorize lenders to obtain consumer reports to evaluate your request.

Communications

By submitting a request, you agree to receive communications about it by email, phone, or text from us and lenders, as permitted by law. Consent to marketing texts or calls is not a condition of any loan. Reply STOP to opt out of texts.

Educational content

Our guides are general information, not financial, legal, or tax advice. Consider your circumstances or consult a qualified professional.

Limitation of liability

To the extent permitted by law, ExperianLoansUSA.com is not liable for indirect or consequential damages arising from use of the site or any loan you obtain from a lender.

Changes and governing law

We may update these terms by posting a new version. These terms are governed by U.S. federal law and the laws of the state in which we are organized.

What using ExperianLoansUSA.com does and doesn't create

Using this site does not create a lender-borrower relationship with ExperianLoansUSA.com. We are a matching and education service. A loan agreement, if you accept one, is between you and the lender that made the offer, and the lender's terms govern that relationship. We do not make credit decisions, do not guarantee that any lender will make you an offer, and do not guarantee any particular rate or term.

Consenting to receive marketing texts or calls is never a condition of any loan. You can reply STOP to opt out of texts at any time. These terms are governed by U.S. federal law and the laws of the state in which we are organized, and we update them by posting a new effective date on this page.

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